---
title: "TendCrdBal"
canonical: "https://kb.myframeworks.com.au/space/FSS/13187753/TendCrdBal"
format: markdown
---
**Flag/Setting Purpose: **Use credit balance as tender at POS?

- When enabled, a Cash or COD customer is allowed to pay with any outstanding credit that has accumulated on their account. The credit balance available is shown as a field (*Credit Balance Avail.* field) on the POS tendering screen and if the customer wishes to use this amount, the credit balance option is a selectable tender type in the normal drop down selection.
  Once a customer payment has been made using a credit balance, the **Current Transactions** tab in the Customer Dashboard displays the payments and adds a *"Credit balance tendered for nnnn"* (where *nnnn* = the POS transaction no) as a reference.
  Account customers and standard debtors cannot use outstanding credit to pay for purchases.

> ℹ️ Only unassigned and outstanding credit balance/s can be used as a valid payment type in a POS transaction.


> ⚠️ **Pre-Requisites:**
> ⚠️ 
> ⚠️ 1. A value must be created for the **CrdBalCode** flag/code which defines the tender type value as a credit balance. For example, in the screenshot below, the code for a Credit Balance is **CRBAL**. CRBAL is then used to create the new tender type in step 2 below. Following the creation of the new tender type, CRBAL is then available as a valid tender type when processing POS payments.
> ⚠️ 
> ⚠️ - Refer to **System Settings - General** to create this value.
> ⚠️ 
> ⚠️ 2. The Credit Balance tender type must first be created with *Clearing Accounts* defined for the applicable Branch/s (required for all POS transactions) & the *Non Physical Tender* check box field enabled.
> ⚠️ 
> ⚠️ - Refer to **Tender Types** for further information.


- When disabled, Cash or COD customers cannot use their outstanding credits on the system to pay for POS transactions.