---
title: "Generate a Direct Credit Payment File"
canonical: "https://kb.myframeworks.com.au/space/CO/30509890/Generate%20a%20Direct%20Credit%20Payment%20File"
format: markdown
---
Generate a direct credit payment file (ABA format) to pay selected supplier invoices electronically through your bank.

> 📝 ## Prerequisites
> 📝 
> 📝 Before generating a direct credit payment file, ensure:
> 📝 
> 📝 - Supplier invoices are approved and ready for payment.
> 📝 - Bank account is configured for direct credit payments.
> 📝 - Direct credit file format is configured in System Administration.
> 📝 - Output file path is configured (PayDCPath system setting).
> 📝 - You have approval authority to process payments.
> 📝 - User has Approve Supplier Payments permission.
> 📝 - Batch total is within the user's payment approval limit (configured in User Maintenance).
> 📝 - Remittance advice output format is determined (print, email, or Blast).

## Process Overview

> Macro (toc)

---

## Steps

### Create Payment Batch

1. Navigate to **Payables > Transaction Processing > Payment Selection Batches**.
2. Click **New** to create a payment batch.
3. In the **Description** field, enter a description identifying this payment batch.
4. In the **Payment Date** field, use the calendar icon to set when payments will be processed.
5. From the **Payment Method** drop-down menu select **Direct Credit **or **Cheque.**
6. Click **Save** to save the payment batch header.

### Add Supplier Invoices

6. Click **Add Invoices** to open the **Payment Selection Invoice Finder** window.
7. Filter the invoices to display:
  - In the **From Supplier** and **To Supplier** fields, enter or search for the supplier range, or
  - In the **Supplier Group** field, enter or search for a supplier group to filter by group.
  - In the **Due Date **field, enter a due date to return all the invoices up to that due date or
  - in the **Invoice Number** field, enter the required invoice number you want to find.
8. Click **Find** to display all matching supplier invoices.
9. Select the invoices for payment:
  - Enable the **[SELECT ALL]** checkbox to select all displayed invoices, or
  - Click the **plus** sign to expand individual suppliers, then enable the checkboxes for specific invoices.
10. Click **Use** to add the selected invoices to the payment batch.

### Approve Payment Batch

11. Click **Finalise **to update the payment batch status to **Finalised**, ready for Approval
12. Click **Approve** to update the payment batch status to **Approved ** authorising the process of the payment.

> ⚠️ **Important:** To approve a payment batch, users must have **Approve Supplier Payments **permission and the batch total must be within their **payment approval limit**. Payment approval limits are configured in [User Maintenance](https://sterlandsupport.atlassian.net/wiki/spaces/FRAM/pages/28378032).

### Process Payment and Generate File

13. Click **Process Payment** to open the **AP Payment Post Main** window.
14. In the **Payment Date** field, use the date picker to confirm or adjust the payment processing date.
15. From the **Bank Account** drop-down menu, select the bank account to deduct payments from.
16. From the **Direct Credit File Format** drop-down menu, select the ABA file format configured for your bank.
17. In the **Output File Path** field, verify the file path where the ABA file will be saved. This path is configured in the PayDCPath system setting and cannot be edited from this window.

> ℹ️ **Note:** The **Output File Path** field only displays when XML output is disabled in your system settings. When displayed, this field is read-only and cannot be edited directly on this window. The path is defined by the PayDCPath setting in **System Settings - General**. Contact your system administrator if you need to change this path.

18. Enable the** Print Remittance **checkbox, to select the remittance advice output options:
  - Choose print options for physical remittance advices, or
  - Select the **Blast** option and complete the email settings to send remittance advices to suppliers electronically.
19. Click **Go** to process the payment batch and generate the direct credit file.

## Result

The payment batch status changes to **Submitted**. A background task automatically generates the ABA file and is available to be downloaded via the **Frameworks Notification** on the **Home Page ** or by going to [https://sterlandsupport.atlassian.net/wiki/spaces/FRAM/pages/28377900](https://sterlandsupport.atlassian.net/wiki/spaces/FRAM/pages/28377900). Remittance advices are produced according to your selected output method.

The ABA file can now be uploaded to your bank's payment system to process the supplier payments.

> ✅ ## Related Configuration
> ✅ 
> ✅ - Configure [Direct Credit File Formats](https://sterlandsupport.atlassian.net/wiki/spaces/FRAM/pages/28389718)
> ✅ - Configure [Bank Accounts](https://sterlandsupport.atlassian.net/wiki/spaces/fwksproau/pages/30523226)

---

> ⚠️ **System Settings - Flag:**
> ⚠️ 
> ⚠️ - **PayDCDebit** - When enabled, includes a debit balancing entry in the ABA file output. This adds an extra credit line to the .aba file when processed from Frameworks.
> ⚠️ 
> ⚠️ **System Settings - General:**
> ⚠️ 
> ⚠️ - **PayDCPath** - Defines the output file path where direct credit ABA files are saved. Contact your system administrator to modify this path.